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Mortgage Resources and Links For Borrowers
Various documents, links and other resources related to mortgage loans.
Other Loan Resources
A Homeowner's Rights Under Foreclosure
An in-depth analysis of the rights homeowners are entitled to under foreclosure (PDF - 197.9 kB).
A notice to the applicant of the right to receive a copy of the appraisal report (PDF - 73.9 kB).
Borrower's Certification and Authorization
Borrower's certification and authorization release form (PDF - 51.8 kB).
Consumer Handbook on Adjustable Rate Mortgages (ARM)
An overview of adjustable-rate mortgages, how ARMs work & issues borrowers might face (PDF - 1.74 MB).
Credit Report Authorization and Release
Credit report authorization and release form (PDF - 68 kB).
Disclosure notices for borrowers (PDF - 87.7 kB).
Loan Submission Sheet
Loan submission sheet for borrowers (PDF - 92.1 kB).
Notice of Special Flood Hazards and Availability of Federal Disaster Relief Assistance
Notice of special flood hazards and availability of federal disaster relief assistance form (PDF - 80.2 kB).
Tax Information Authorization
Tax information authorization or 8821 form for borrowers (PDF - 425.2 kB).
The Federal Equal Credit Opportunity Act
Equal credit opportunity act notice form for borrowers (PDF - 70.8 kB).
The Housing Financial Discrimination Act of 1977 Fair Lending Notice
The housing financial discrimination act of 1977 fair lending notice form (PDF - 99.4 kB).
Your Home Loan Toolkit
This booklet by the CFPB is a toolkit that can help you make better choices along your path to owning a home. (PDF 1.57 MB)
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Other Mortgage Resources
FHA Resource Center
The FHA Resource Center. Are you a consumer with questions about... Buying a home? Qualifying for a loan? FHA loans? Down payment assistance?
A comprehensive list of documents needed to complete a mortgage loan application, updated for 2022 (PDF - 470 kB).
Loan Estimate Explainer
Use the CFPB's tool to review your Loan Estimate to make sure it reflects what you discussed with the lender.
Notary-ASAP - Mobile & Remote Online Notarizations
A Texas based online notary service providing standard, mobile & remote notaries. Our notary publics specialize in homebuyer and small business loans.
US Department of Housing and Urban Development / Federal Housing Administration (FHA)
What is the Federal Housing Administration? The Federal Housing Administration provides mortgage insurance on loans made by FHA-approved lenders
USDA Rural Development
Provides consultations, assistance and funding opportunities for, individuals and businesses located in rural communities.
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Get a Rate, LLC.
, NMLS #907795 Licensed Residential Mortgage Lender in CA, WA, GA, TX, PA, CT, FL, SC, IL and NJ (by the NJ Department of Banking and Insurance). Equal Housing Opportunity Lender. When and if acting as a broker, Get A Rate will not make commitments or fund mortgage loans. Registered NY Mortgage Broker. All NY mortgage loans are arranged with third party lenders – Get A Rate LLC does not directly offer or guarantee NY interest rates or loan programs and does not directly issue commitments or make final decisions on loan terms. This website is not authorized by the NYDFS and that no applications can be taken for NY loans on the site.Get A Rate LLC is an FHA Approved Direct Lending Institution, and is not acting on behalf of or at the direction of HUD/FHA or the Federal government. These programs are not a commitment to lend and program guidelines are subject to change.