Refinancing is taking a new loan with different terms and paying off the existing lien. Some of the reasons for refinancing may include lowering your mortgage payment, shortening your loan term or using the equity you’ve built over time to get cash out of your home with a home equity loan.
Deciding if it makes sense to refinance your home's mortgage depends on several factors, but it starts with one question. What are your goals for refinancing your home?
* If you are thinking about refinancing a VA Loan then you will want to ask about the VA IRRRL (Refinance) option.
** We also offer special mortgage programs for doctors with our Highlands 100% LTV Dr. Loan Program with No MI.
Need more refinance information? Speak with an expert RMLO (Residential Mortgage Loan Originator) today!
No matter the type of refinance you are seeking the King Team can help get you started for free and with no obligations.
This is not a commitment to lend. Not all borrowers will meet the requirements necessary to qualify. As a result of refinancing, your total finance charges may be higher over the life of the loan. Highlands Residential Mortgage is not acting on behalf of or at the direction of VA / FHA / USDA or the federal government.